Need a small loan for an essential item or service?

NILS is the clever choice. You only pay the item cost, no interest or fees. No hidden costs.

What’s the catch?
We expect you to pay us back in small fortnightly repayments over 18 months* so that someone else can borrow money from NILS.

Check if you qualify now by clicking here.

*Car registration is paid back based on a 12-month loan.
Click here or call 1300 301 650